Sunday 10 June 2018

The Unjust rule of SBI

The rule of denying other than the ATM card holder to withdraw money 😪
First of all, we condemn this coercive rule which is unjust in nature and further cause great inconvenience to the general public. SBI nowadays start haunting public with its poor system of rules, which hunts the poor and poor only.The disgusting things that SBI do nowadays,
1.They have different set of rules in different branches of their own, All the SBI branches compels us to get a remittance card(green card ₹20) only through which we have to deposit our money to the other SBI accounts but they are unfairly charging ₹59(for non home branch) for each transaction without customer's knowledge (they swindle from beneficiary ₹59 as interbanking charge even in this core banking era, which is totally unfair as they charge irrespective of the money and mode of payment). For depositing money to different persons we need to get new cards(₹25000 is limit in some branches and ₹40000 is limit in some branches for the very same Green Remittance Card🤔).
2.They ask customers to get internet banking(for the convenience of bankers themselves)
3. They compel customers to make deposits through cash deposit machines only( even if the counters are free).
4. They force people to make the print entries in their passbook only through machines by denying them to print in counters(They forget that their bank belongs to public sector for the purpose of providing service to the common public)
5. They don't respect and value their customers ( which their customers do know)
 Now comes the disaster," Husband can not withdraw money through Wife's ATM card "- tells the court citing the SBI rules(SBI is the culprit here, with their rule they won the case). Further, in that case they failed to give back the customer's money of ₹25000. The above mentioned judgement implies that even family members cannot withdraw money as it is violative of SBI rule. In the growing world, SBI needs everyone to access their bank through internet and e-kiosk and have transactions done online, then for what purpose do we need bank branches in our city?. In many instances we need others to withdraw our own money( elders don't know the procedure of accessing ATM). In some cases parents give their ATM cards to their child because there is no provision for issuing ATM cards for minors, in that case if child stays away he needs access to money to which ATM is an easy solution.
SBI should know even law recognises relationship between husband and wife by giving certain privileges to them( In evidence Act.etc) Hence, we demand SBI to repeal this poor law which is against people's will. SBI started coercing people now, Ask against it, stand against it now or everybank will start coercing you with their draconian laws soon. Join your hands to make this petition reach the hands of authority and million of people's eyesight. Individually you are one drop, together we are ocean. Thank you for the support
- Aravind, Law student, DRAGLC, Chennai

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